Take it from me: Don’t quit your day job. Start a side hustle instead.
Sure, you’re thinking, having an extra stream of income (or several) sounds nice, but isn’t that a lot of work? Not if you’re doing it right, experts say.
“Women, especially Gen-X women, should think about what they can already do well that doesn’t really feel like it’s work,” says LaChelle P. Johnson, author of "Rise Rich: Intentional Living for First Generation Wealth Builders," and a woman who has had countless side gigs in her life.
A true side hustle isn’t just a second job, says Chris Guillebeau, author of "Side Hustle" and host of the Side Hustle School podcast. Things like driving for rideshare services — in addition to being a safety concern for women — tend to be low paying and unsatisfying and may not be all that different from what you already dislike about your fulltime job. A good side hustle uses skills you already have. You shouldn’t have to invest a ton of money or time into it. “It’s low risk, potentially high reward,” Guillebeau says.
In spite of economic turmoil, side hustles have been on the decline, found a 2025 survey by Bankrate, with only 23 percent of Gen Xers having a source of income outside of their fulltime job. But when Bankrate surveyed Americans about their financial goals for 2026, getting a higher paying job or an additional source of income was the second most common response.
But a side hustle can fulfill a number of needs, not just financial ones. It may be a gateway to pursuing a passion, building a business, or just feeling more stable in uncertain times. “For me, it’s about a sense of security and stability,” says Johnson. “If my employer decides to lay me off, I still have other income streams.”
Getting Started
So, how can you figure out your dream side hustle? Here are three expert-backed ways to get started.